USEA Dental Plans

As a member of USEA, you are eligible to participate in the USEA dental plans offered through Educators Mutual Insurance Association (EMIA).

Click on the links below for further information:

Below is a brief description of the three dental plan options to choose from:

Value – You and your family can now receive quality care at reduced prices, saving you up to 70% on most dental services. This is a discount plan, not an insured plan. You must receive care from a participating provider (large network).

Lowest annual expense

No waiting periods

No deductibles

No annual maximums

Up to 70% savings

Includes grandparents, grandchildren

Advantage – This plan will give you the ease of knowing what your out-of-pocket expenses are before going to the dentist. You will receive quality care, excellent benefits with low co-payments. This plan also allows you to receive care in or out of network. But we recommend you to stay in the network to maximize your benefit.

No waiting period for preventative care

No deductible

No annual maximums

100% coverage on preventative care (in-network only)

Lowest out of pocket expense

Set co-pay schedule (in-network only)

25% discount on orthodontics (in-network only)

Freedom to choose in or out of network providers

Premier – This plan is an incentive PPO plan with higher in-network benefit levels. but gives you the flexibility to receive care from any provider you choose, either in or out of the network.

Over 950+ in-network providers to choose from

No waiting period for preventative care

Freedom to choose in or out of network providers

100% coverage on preventative care (in-network only)

25% discount on adult and child orthodontics (in-network only)

Please note: The actual monthly premium amount deducted depends on the number of payroll deductions your district may allow for the year. The *monthly premiums above are based on 12 deductions per year.

If you enroll in the Value Plan you must pay in advance the yearly premium.

If you have further questions, please give us a call: (801) 269-9320 or 1-800-662-6544