USEA Dental Plans

As a member of USEA, you are eligible to participate in the USEA dental plans offered through Educators Mutual Insurance Association (EMIA).

Click on the links below for further information:

Below is a brief description of the three dental plan options to choose from:

Value – You and your family can now receive quality care at reduced prices, saving you up to 70% on most dental services. This is a discount plan, not an insured plan. You must receive care from a participating provider (Over 350 providers).

No annual maximums

No waiting periods

No deductibles

25% adult and child orthodontics discount (approx. savings $250)

Includes pre-existing conditions

Includes grandparents, grandchildren

Advantage – This plan will give you the ease of knowing what your out-of-pocket expenses are before going to the dentist. You will receive quality care, excellent benefits with low co-payments. This plan also allows you to receive care in or out of network. But we recommend you to stay in the network to maximize your benefit.

No annual maximums

No waiting periods

No deductibles

100% coverage on preventative care (in-network only)

25% adult and child orthodontics discount (in-network only)

Premier – This plan is an incentive PPO plan with higher in-network benefit levels. Premier gives you the flexibility to receive care from any provider you choose, either in or out of the network.

          Freedom to choose your provider

          Covers preventative care at 100% (in-network only)

          25% discount on adult and child orthodontics (in-network only)

          Includes child orthodontic insured benefit

Please note: The actual monthly premium amount deducted depends on the number of payroll deductions your district may allow for the year. The *monthly premiums above are based on 12 deductions per year.

If you enroll in the Value Plan you must pay in advance the yearly premium.

If you have further questions, please give us a call: (801) 269-9320 or 1-800-662-6544